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A prevalent problem Connecting with prospective matches electronically is a thrill, but hope and excitement can supersede sound judgment and fact checking.

A study about online dating and credit habits by Protect My ID.com, Experian's identity theft protection program, found that nearly half of the respondents never verify the authenticity of their chat mates, and nearly 10 percent actually sent them their Social Security numbers or bank account information.

A "match" claiming to be able to help directs the person to a fictitious company website.

Within a week, some tragic event happens, and he has no funds to return to the U.

S." Because he has "proven" his wealth with the luxurious presents, he persuades his mark to send cash or credit card numbers so he can buy a plane ticket back home.

While most people using online dating websites are genuine, charlatans comprise an uncomfortable proportion.

According to Consumer Fraud Reporting.org, as much as 30 percent of online personalities are bogus. Because, says Donna Andersen, of Egg Harbor Township, N.