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Tamil Nadu is famed for its Dravidian-style Hindu temples.

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), but the school loans and living expenses loom large on the future debt spectrum.

I’m looking into the whole loan forgiveness, public service angles and trying to get a handle on grants and scholarships and that arena.

Reply Spending used to be my biggest issue but I’ve reigned that in over the past several months and it’s been especially great lately with the shopping ban for Lent.

In RICH BITCH, money expert and financial journalist Nicole Lapin lays out a 12-Step Plan in which she shares her experiences, mistakes and all, of getting her own finances in order. Lapin rethinks every piece of financial wisdom you’ve ever heard and puts her own fresh, modern, sassy spin on it. Here are the 12 steps she covers in the book to give you a better idea of her style/tips: Leave your answers down below in the comments, and we’ll choose the two winners after midnight next Sunday, March 15th. Finally a personal finance book that looks like it will keep you entertained.Sure, there are some hard-and-fast rules about finance, but when it comes to your money, the only person who can spend it is you. You can learn more about the book here: Rich Bitch: A Simple 12-Step Plan for Getting Your Financial Life Together… The switch seemed to finally get made in my head that I want all of my debt gone. Working on some side hustles to make it happen as fast as possible. I think I have a pretty good handle on paying down debt but now I find it super hard to save and invest, especially for retirement since it seems like it’s a lifetime away! Reply Another book that’s actually pretty entertaining is Ramit’s “I Will teach You To Be Rich.” In a way it reminds me of this book here only from a guy! Here’s all my fave financial books btw if anyone reading is interested: Reply I think I need the most help with budgeting — I fall into the trap of thinking that I don’t need a budget because I spend less than I make, but I could be spending more efficiently.Finally, and more about Nicole Lapin here: Nicole This book looks like so much fun! I got YNAB so hopefully that’ll help :) Reply INVESTING.Tired of hearing the same ol’ same ol’ that “women are more risk averse” and “women don’t invest” and we want to stick on the safe side….I say bring it on, and this book seems to truly embody that concept!I know for a fact there are some male employees at my level making more than me, and I would like to bring it up in my review in a professional but serious manner! Reply Mine would definitely paying down debt and not getting back into debt because the man in my life (who is a spender) says he supports getting out of debt but still likes to spend as if we have no money concerns! Reply My biggest pain point is spending money out dining and getting the most for my investing.